Top 5 Consumer Stocks To Buy Right Now

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If you're hitting the mall this holiday season, it's likely the cashier in at least one store will cheerfully ask if you want to apply for a store credit card and save 5 percent, 10 percent or, in some cases, 20 percent on your purchase. "They're very tempting and easy to get because they're often marketed at the point of sale," says Ben Woolsey, director of marketing and consumer research at creditcards.com. "It's like junk food. It's very easy and compelling to get these cards, but if you get too many of them, it will degrade your credit." Here's what you should know before applying for a store credit card. 1. Store credit cards often carry higher interest rates. The average credit card interest rate is about 15 percent, but many retail credit cards charge interest rates of 20 percent or more. If you pay off your balance in full each month, a high APR may not faze you. But if there's any chance of carrying a balance, you might want to think twice before signing up, says Anisha Sekar, vice president of credit and debt at the personal finance website nerdwallet.com. 2. Inquiries can impact your credit score. Each time you apply for credit, whether it's with a department store or a major credit card issuer, it can temporarily ding your credit score. Although the impact of each inquiry is typically five points or less, "you just don't want to be opening a bunch of new accounts if you're in the market for a major loan," says Liz Weston, personal finance columnist and author of the book "Your Credit Score." "If you're in the market for an auto loan or a mortgage, you don't want to lose a single point." Applying for too many credit cards within a short time frame makes you look like a bigger credit risk, so don't apply for a credit card at every place you buy holiday gifts. Store cards often carry a low credit limit, so if you spend a lot, you'll have a high credit utilization ratio -- your balance versus your total available credit -- which can also lower your score.

Top Computer Hardware Stocks To Buy Right Now: CTI Industries Corporation (CTIB)

CTI Industries Corporation develops, manufactures, and supplies flexible film products for novelty, packaging and container, and custom product applications worldwide. The company offers novelty products that comprise foil balloons, such as Superloons, Ultraloons, Miniloons, Card-B-Loons, Shape-A-Loons, and mini shapes; latex balloons under the Partyloons name; and toy balloon products consisting of punch balls, water bombs, animal twisties, and other inflatable toy items. It also provides flexible containers for home and consumer use for the storage and preservation of food and personal items, including devices for sealing and evacuating air from such containers; and packaging films and custom film products used for food, and other packaging and commercial applications. In addition, the company offers pouches and bags comprising valved and re sealable pouches for the storage of household items; vacuum sealable bags for food storage; re sealable and valved bags for the sto rage and vacuum sealing of food items in the house under the ZipVac brand; and open-top pouches, under the ZipLoc name, for use with vacuum sealing machines to vacuum seal, and store food and household items. It primarily serves various retail outlets, including general merchandise, discount and drugstore chains, grocery chains, card and gift shops, and party goods stores, as well as florists and balloon decorators through a network of distributors and wholesalers, and independent sales representatives. CTI Industries Corporation was founded in 1975 and is headquartered in Lake Barrington, Illinois.

Advisors' Opinion:

• [By Monica Gerson]

  CTI Industries (NASDAQ: CTIB) is estimated to report its Q1 earnings at $0.02 per share on revenue of $15.75 million.

  URS (NYSE: URS) is projected to post its Q1 earnings at $0.68 per share on revenue of $2.68 billion.

Top 5 Consumer Stocks To Buy Right Now: Cal-Maine Foods Inc (CALM)

Cal-Maine Foods, Inc., incorporated on September 10, 1969, is a producer and marketer of shell eggs in the United States. During the fiscal year ended June 1, 2013 (fiscal 2013), the Company sold approximately 948.5 million dozen shell eggs. Its primary business is the production, grading, packaging, marketing and distribution of shell eggs. It sells most of its shell eggs in the southwestern, southeastern, mid-western and mid-Atlantic regions of the United States. The Company markets its shell eggs through its distribution network to a group of customers, including national and regional grocery store chains, club stores, foodservice distributors and egg product manufacturers. It sells shell eggs to a majority of the food retailers in the United States. It is also a producers and marketers of specialty shell eggs in the United States. Specialty shell eggs include cage free and organic eggs. The Company owns 100% of Benton County Foods, LLC. In March 2014, the Company acquired 50% interests of Delta Egg Farm, LLC from Sunbest Foods of Iowa, Inc., a Moark, LLC affiliate, as result Delta Egg Farm, LLC, is a wholly owned subsidiary of the Company.

The Company markets its specialty shell eggs under various brands, such as Egg-Land�� Best, Land O��Lake, Farmhouse, and 4-Grain. It also produces specialty eggs, such as Egg-Land�� Best, Land O��Lake, Farmhouse, and 4-Grain. It has exclusive license agreements to market and distribute Egg-Land�� Best specialty shell eggs in major metropolitan areas, including New York City, and a number of states in the southeast and southwest. It markets cage free eggs under its trademarked Farmhouse brand and distribute those shell eggs across the southeast and southwest regions of the United States. It markets organic, all natural, cage-free, vegetarian, and omega-3 eggs under its 4-Grain trademark. It also produces market and distributes private label specialty shell eggs to several customers. Sales of specialty shell eggs accounted for approximately ! 16.4% of its total shell egg dozen volumes during fiscal 2013.

The Company�� operations are integrated. At its facilities, it hatches chicks, grows pullets, manufactures feed, and produces and distributes shell eggs. It produces approximately 95% of its chicks in its own hatcheries. It owns breeder facilities producing 18.5 million pullet chicks per year. These pullets are distributed to 42 laying operations around the southwestern, southeastern, mid-western and mid-Atlantic regions of the United States. The facilities produce an average of 1.9 million dozen shell eggs per day and process the shell eggs through grading and packaging without handling by human hands.

Advisors' Opinion:

• [By Barbara Kollmeyer]

  Earnings are expected from Cal-Maine Foods Inc. (CALM) �and UTI Worldwide Inc. (UTIW) �ahead of the opening bell. See Facebook, Biogen, Cal-Maine are stocks to watch

Top 5 Consumer Stocks To Buy Right Now: Appliance Recycling Centers of America Inc.(ARCI)

Appliance Recycling Centers of America, Inc., together with its subsidiaries, sells new household appliances through a chain of its factory outlet stores under the name ApplianceSmart. Its stores offer new special-buy appliances, including prior-year models, close-outs, factory overruns, and scratch-and-dent units, as well as byproduct materials, such as metals of recycled appliances. As of April 2, 2011, the company operated 19 factory outlet stores in Georgia, Minnesota, Ohio, and Texas. The company also provides turnkey appliance recycling and replacement services for electric utilities and other sponsors of energy efficiency programs. It operated 10 processing and recycling centers in California, Colorado, Illinois, Minnesota, North Carolina, Ohio, Pennsylvania, Texas, and Washington; and Ontario, Canada. In addition, the company has a joint venture agreement with ARCA Advanced Processing, LLC, which recycles appliances in the northeastern United States for General Ele ctric Company. The company was founded in 1976 and is based in Minneapolis, Minnesota.

Advisors' Opinion:

• [By Lisa Levin]

  Appliances: This industry fell 1.07% by 10:35 am ET. Appliance Recycling Centers of America (NASDAQ: ARCI) shares dropped 1.3% in today's trading. Appliance Recycling Centers of America's trailing-twelve-month profit margin is 3.11%.

Top 5 Consumer Stocks To Buy Right Now: Pazoo Inc (PZOO)

Pazoo, Inc., formerly IUCSS, Inc., incorporated on November 16, 2010, is a development-stage company. The Company is an online retailer and distributer of nutritional foods/supplements, wellness goods, and fitness apparel.

As of December 31, 2011, the Company�� source of revenue was through www.pazoo.com. The Company offers a range of products through various catalogs, such as health and beauty, vitamins and supplements, apparel, accessories, food and beverages, fitness and sports equipments, gifts, videos and books, and pet wellness.

Advisors' Opinion:

• [By Bryan Murphy]

  For those traders who were lucky and smart enough to be in an Arotech Corporation (NASDAQ:ARTX) before today, then congratulations - you're up at least 38% on your position. Now it's time to get out. Conversely, if you're looking for a new name to get into (or perhaps looking for a place to park your ARTX proceeds), then you may want to consider Pazoo Inc. (OTCBB:PZOO)... a tiny online retailer of health and fitness goods. PZOO has dropped several tell-tale hints that more upside is on the way.